The SBI CBO 2026 exam pattern consists of two main parts: an Objective Test followed immediately by a Descriptive Test. Understanding the pattern is crucial for time management and strategic preparation [citation:1][citation:2][citation:6].
Key Features of SBI CBO Exam Pattern 2026
- Total Marks: 170 (120 Objective + 50 Descriptive) + 50 Interview = 220 total for selection
- Total Duration: 2 hours 30 minutes (2 hours Objective + 30 minutes Descriptive)
- Mode of Exam: Online (CBT) - both objective and descriptive tests conducted on computer
- Negative Marking: NO negative marking for wrong answers [citation:2][citation:4]
- Sectional Timing: Each section has separate, fixed time limits
- Qualifying Criteria: No sectional qualifying marks; minimum aggregate qualifying marks as decided by the bank [citation:2]
SBI CBO Objective Test Pattern 2026
| Section | Number of Questions | Maximum Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 30 Minutes |
| Banking Knowledge | 40 | 40 | 40 Minutes |
| General Awareness / Economy | 30 | 30 | 30 Minutes |
| Computer Aptitude | 20 | 20 | 20 Minutes |
| Total | 120 | 120 | 120 Minutes (2 Hours) |
Important Notes: Each section has separate timing. You cannot switch between sections before the allotted time for that section expires. All questions are multiple-choice with one mark per correct answer [citation:1][citation:2][citation:6].
SBI CBO Descriptive Test Pattern 2026
The Descriptive Test is administered immediately after conclusion of the Objective Test. Candidates must type their answers on the computer [citation:2].
| Component | Number of Questions | Maximum Marks | Duration |
|---|---|---|---|
| Letter Writing | 1 | 25 | 30 Minutes (Composite) |
| Essay Writing | 1 | 25 | |
| Total | 2 | 50 | 30 Minutes |
The descriptive test evaluates writing skills, clarity of expression, and understanding of banking concepts. Topics are typically banking-related, such as digital banking, financial inclusion, or formal letters on banking transactions [citation:3][citation:4].
SBI CBO Interview
The interview carries 50 marks. Candidates must score the minimum qualifying marks decided by the bank to be considered for final selection [citation:2][citation:4].
Final Selection Weightage
The final merit list is prepared with the following weightage:
- Online Test (Objective + Descriptive): 75% weightage (converted to out of 75 marks)
- Interview: 25% weightage (converted to out of 25 marks)
- Total: 100 marks for final merit ranking [citation:2]
Marks secured in the Online Test (out of 170) are normalized and converted to out of 75, while Interview scores (out of 50) are converted to out of 25. The final merit list is prepared circle-wise and category-wise based on aggregate scores [citation:2].