SBI CBO Syllabus 2026: Complete Subject-Wise Topic Breakdown

SBI CBO

State Bank of IndiaGraduate with 2 Years Experience medium

The SBI CBO syllabus 2026 is divided into four main sections for the objective test, followed by a descriptive test. Understanding the detailed syllabus is crucial for targeted preparation. Below is the comprehensive topic-wise syllabus as per the official notification [citation:1][citation:3][citation:4].

SBI CBO Syllabus for English Language (30 Marks)

The English section tests grammar, vocabulary, and comprehension skills through various question types.

  • Reading Comprehension: Passages with questions testing understanding and inference
  • Cloze Test: Fill in the blanks in a passage with appropriate words
  • Error Spotting: Identify grammatical errors in sentences
  • Sentence Correction & Improvement: Correct sentences with errors
  • Para Jumbles: Rearrange jumbled sentences to form coherent paragraphs
  • Fill in the Blanks: Single and double fillers
  • Vocabulary: Synonyms, antonyms, idioms and phrases, one-word substitution
  • Misspelled Words: Identify correctly and incorrectly spelled words
  • Sentence Rearrangement: Arrange words or phrases in correct order [citation:1][citation:3][citation:4]

SBI CBO Syllabus for Banking Knowledge (40 Marks - Highest Weightage)

Module A: Banking System & Structure

  • Commercial Banks, RRBs, Cooperative Banks - structure and functions
  • Role of RBI, SEBI, IRDAI, PFRDA in financial regulation
  • Basel III / Basel IV norms - basic understanding
  • Financial Markets - money market, capital market
  • Monetary Policy - tools, objectives, recent updates [citation:1]

Module B: Recent Banking Awareness

  • Last 6 months banking news and current affairs
  • Latest banking apps and digital initiatives
  • Government schemes related to banking and finance
  • Bank mergers and key appointments in financial institutions [citation:1]

Module C: Credit and Banking Operations

  • Export Finance - types, processes
  • Priority Sector Lending - categories, targets
  • Non-fund Based Credit Facilities - LC, BG
  • Government Sponsored Schemes - PMJDY, PMMY, etc.
  • Retail Loans - housing, education, auto [citation:1]

Module D: Impaired Assets Management

  • Documentation in banking
  • IRAC Norms (Income Recognition and Asset Classification)
  • Types of Charges - hypothecation, mortgage, pledge
  • Management of Impaired Assets (NPA management)
  • IBC 2016 (Insolvency and Bankruptcy Code)
  • SARFAESI Act, 2002 - provisions and application [citation:1][citation:3]

Module E: RBI Circulars and Banking Laws

  • RBI Circulars from last 1 year
  • Companies Act, 2013 (relevant provisions)
  • Contract Act, 1872
  • Banking Regulation Act, 1949
  • RBI Act, 1934
  • Negotiable Instruments Act, 1881
  • Payment and Settlement Systems Act, 2007 [citation:1]

SBI CBO Syllabus for General Awareness / Economy (30 Marks)

  • Current Affairs: National and international events (last 6 months)
  • Banking & Financial News: RBI updates, bank mergers, financial policies
  • Indian Economy: GDP, inflation, fiscal deficit, economic surveys
  • Government Schemes: PM Modi's flagship schemes, renamed schemes
  • International Reports and Indices: World Bank, IMF, UNDP reports, India's rankings
  • Important Committees: Banking and finance related committees
  • Appointments: Heads of financial institutions, cabinet ministers
  • Awards and Honors: Nobel Prize, Padma awards, sports awards
  • Summits and Conferences: G20, BRICS, ASEAN
  • MOUs and Agreements signed by India
  • Important Days and Themes
  • Static GK: Capitals, currencies, headquarters [citation:1][citation:3][citation:9]

SBI CBO Syllabus for Computer Aptitude (20 Marks)

The Computer Aptitude section combines basic computer knowledge with reasoning ability [citation:1][citation:3].

Computer Awareness Topics

  • History and Generations of Computers
  • Computer Organization - hardware, software, memory
  • Input and Output Devices
  • Operating Systems - types, functions
  • MS Office - Word, Excel, PowerPoint
  • Internet Basics - protocols, services, browsers
  • Computer Networks - types, topologies, OSI model
  • Computer Security - viruses, malware, firewalls

Reasoning Topics under Computer Aptitude

  • Machine Input-Output
  • Puzzles and Seating Arrangement
  • Order and Ranking
  • Inequalities
  • Statement and Assumptions / Conclusion / Argument
  • Coding-Decoding
  • Cause and Effect
  • Syllogism / Venn Diagram
  • Blood Relations
  • Direction and Distance [citation:1][citation:3]

SBI CBO Descriptive Test Syllabus (50 Marks)

The descriptive test is conducted immediately after the objective test and must be typed on the computer [citation:2][citation:4].

  • Letter Writing (25 marks): Formal banking-related letters such as complaint letters, KYC update requests, loan documentation explanations, and branch improvement proposals [citation:3].
  • Essay Writing (25 marks): 250-word essays on banking topics including digital banking, financial inclusion, cybercrime prevention, NPAs, and ethical banking [citation:3][citation:4].

Frequently Asked Questions

Q.Which section has the highest weightage in SBI CBO syllabus?

The Banking Knowledge section has the highest weightage with 40 marks out of 120 in the objective test. It covers banking regulations, credit operations, NPA management, and recent RBI circulars [citation:1][citation:3].

Q.Is current affairs important for SBI CBO 2026?

Yes, current affairs are crucial for the General Awareness/Economy section (30 marks). Focus on the last 6 months of banking news, government schemes, international reports, and appointments. Banking-specific current affairs also appear in the Banking Knowledge section [citation:1][citation:9].

Q.What topics are covered in Computer Aptitude for SBI CBO?

Computer Aptitude includes both computer awareness (history, hardware, software, MS Office, internet, networking) and reasoning topics (input-output, puzzles, coding-decoding, syllogism, blood relations). This unique combination tests both technical knowledge and logical thinking [citation:1][citation:3][citation:4].

Q.What is asked in the SBI CBO descriptive test?

The descriptive test consists of two questions: one formal letter (25 marks) and one 250-word essay (25 marks) on banking-related topics. Examples include complaint letters, KYC updates, essays on digital banking, financial inclusion, and NPAs [citation:3][citation:4].

Q.Are banking laws like SARFAESI and IBC included in the syllabus?

Yes, the Banking Knowledge section includes detailed coverage of SARFAESI Act, 2002, IBC 2016, and other important banking laws like the Negotiable Instruments Act and Banking Regulation Act. These are part of Module D and E of the syllabus [citation:1][citation:3].

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