The SBI CBO selection process 2026 consists of multiple stages designed to evaluate candidates' banking knowledge, experience, communication skills, and local language proficiency. Understanding each stage is crucial for successful preparation [citation:2][citation:4][citation:6].
Stage 1: Online Written Examination
The online exam is conducted in two parts and serves as the first filter for candidates.
- Objective Test: 120 marks, 2 hours duration, covering English, Banking Knowledge, General Awareness/Economy, and Computer Aptitude [citation:1][citation:6].
- Descriptive Test: 50 marks, 30 minutes duration, consisting of Letter Writing and Essay on banking topics [citation:2][citation:4].
- Qualifying Criteria: No sectional cut-off. Minimum aggregate marks as decided by the bank. There is no negative marking [citation:2].
Stage 2: Screening Committee Review
After the online exam, applications and documents of qualified candidates are placed before a Screening Committee. The committee verifies whether candidates fulfill the required eligibility criteria, especially the 2 years of banking officer experience and job profile matching [citation:2]. Candidates must submit:
- Certified job profile from current/previous employer
- Experience certificates
- Salary proof (for candidates from non-PSB/RRB banks - minimum ₹9.50 lakhs annual gross) [citation:2]
Stage 3: Interview
- Total Marks: 50 marks
- Qualifying Marks: Minimum qualifying marks as decided by the bank
- Assessment Areas: Communication skills, banking knowledge, leadership qualities, emotional strength, and interpersonal abilities [citation:4]
Stage 4: Local Language Test
Provisionally selected candidates undergo a local language proficiency test for the circle they applied to. This test assesses reading, writing, and understanding of the specified local language. Exemption is given to candidates who studied the language in Class 10 or 12 with valid certificates. Failure in this test results in cancellation of candidature [citation:2][citation:4].
Final Merit List Preparation
The final merit list is prepared with the following weightage [citation:2]:
- Online Test (Objective + Descriptive): 75% weightage
- Interview: 25% weightage
Marks secured in Online Test (out of 170) are normalized and converted to out of 75. Interview scores (out of 50) are converted to out of 25. Final aggregate is out of 100 marks. The merit list is prepared circle-wise and category-wise based on this aggregate score [citation:2].
SBI CBO Salary Structure 2026
SBI CBOs are appointed in Junior Management Grade Scale-I with attractive compensation [citation:2].
| Component | Details |
|---|---|
| Basic Pay | ₹48,480 per month (starting basic pay in the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920) |
| Additional Benefits | 2 advance increments added to the basic pay |
| Allowances | Dearness Allowance (DA), House Rent Allowance (HRA)/Lease rental, City Compensatory Allowance (CCA) |
| Perquisites | Provident Fund, Contributory Pension Fund (NPS), Leave Fare Concession (LFC), Medical Facility, and other allowances as per rules |
| Probation Period | 6 months |
The gross emoluments in metro cities typically range between ₹65,000 to ₹80,000 per month including all allowances and perquisites [citation:2].